Nationwide Default Management Service Solutions
EAM offers the value and flexibility that lenders and servicers in the default marketplace expect and require. From nationwide property valuations to property marketing and sales, our comprehensive services quickly move non-performing and REO assets through the disposition and liquidation processes.
Utilizing EAM’s experience and expertise, proven solutions have been developed to approach each individual asset strategically, overcoming unique circumstances such as asset location, value and overall demographic. Our services, which are designed to minimize overall risk and exposure our clients expect.
REO Liquidation & Asset Management
Through a client-centric, turn-key process flow, EAM streamlines the REO management and liquidation process through unique and flexible strategies. This allows for market adjustments to generate the best possible sales results and highest recovery. Coinciding with performance management, key components include:
- Title curative and HOA administration
- Valuation reconciliation and marketing strategy development
- Listing and offer management Nationwide MLS (Multiple Listing Services)
- Sales Negations
- Alternative disposition strategies
- Closing and escrow oversight
- Post-mortem quality assurance audits
Brokers Price Opinion (BPO)
A licensed real estate agent analyzes a property details with properties currently listed and recently sold properties in the geographic area. The data analyzed is retrieved by the local Multiple Listing Service (MLS) as well as County Records
Current market conditions, trends and information about the location are used to establish the Brokers opinion of value for the property.
Standard forms or custom are available including property photos, comparable photos and local maping are standard configured according to client preference.
View and example BPO HERE.
Automated Valuation Models (AVMs)
In a time-sensitive environment, quick and cost-effective collateral assessment is often needed. Whether for underwriting or for the loan officer’s on the front lines, EAM, AVM is an excellent tool to deliver an instant solution for that added level of confidence in the estimated value.
Custom Broker Price Opinions (BPOs) and Current Market Analysis (CMA) reports
When a second opinion is necessary to support the appraisal value, an AVM may not be sufficient, and time or budgetary constraints don’t allow for a second appraisal, the Keystone BPO is a great solution. Without impacting the timeline, our broker network delivers quality interior inspections with the most up-to-date market information at a reasonable cost.
Hybrid Valuation Reports (HVRs)
Primarily used in the equity lending space, an HVR provides a USPAP compliant report which maintains the look and feel of a traditional drive-by appraisal for roughly half the cost. By incorporating a third-party inspection, the HVR reduces the due diligence expense and allows the appraiser to apply his expertise from the desk.
- Drive-by Residential BPO
- Interior Residential BPO
- Commercial BPO
- Fannie Mae Residential BPO
- Freddie Mac Residential BPO
420 South York Rd C4
Hatboro, PA 19040
2015 Ayrsley Town blvd Suite 202
Charlotte, NC 28273
Questions? We are happy to help.